How to Use closing costs in a Sentence

closing costs

noun
  • The loans could be used to help with down payments and closing costs.
    — Anna Kleiber, jsonline.com, 26 Sep. 2025
  • These can vary depending on your loan type and the closing costs charged by your lender.
    — Kendall Little, CBS News, 24 Oct. 2025
  • The money can go to buy down mortgage rates or help with down payments and closing costs.
    — Michael Smolens, San Diego Union-Tribune, 8 May 2024
  • Getting a rate discount is easy, and the lender will cover closing costs.
    — Kelsey Neubauer, CNBC, 22 Aug. 2025
  • Others may charge from 0 to 4 points plus other closing costs.
    — Jeff Lazerson, Oc Register, 14 May 2026
  • The 2% is paid through closing costs and not as a payment to the borrower.
    — Anna Bahney, CNN, 25 Aug. 2023
  • Bank of America also earned high marks for its low closing costs.
    — Beth Decarbo, wsj.com, 14 Dec. 2023
  • In that case, buyers will have to pay their own agent out of pocket, on top of a down payment and other closing costs.
    — Scott Horsley, NPR, 22 Mar. 2024
  • Some builders are also covering up to tens of thousands of dollars in closing costs.
    — Alena Botros, Fortune, 19 Dec. 2023
  • Many house hunters who are already stretched thin by record-high home prices and closing costs must now decide whether, and how much, to pay an agent.
    — Andrea Riquier, USA TODAY, 7 Oct. 2024
  • Don't just look at the rate, however, as closing costs here will also need to be accounted for.
    — Matt Richardson, CBS News, 1 May 2026
  • And that’s before closing costs, lending fees, home inspections and more.
    — Ryan Brennan, Sacbee.com, 10 June 2026
  • Negotiate for the seller to pay a portion (or all) of closing costs.
    — Becca Stanek, The Week, 11 May 2023
  • So be sure to take the time to thoroughly research not only rates but also lenders, terms, fees and closing costs.
    — Matt Richardson, CBS News, 23 Mar. 2026
  • This process requires a credit check, appraisal, and closing costs that can range from 2% to 5% of the loan amount.
    — Mark Dennis, Forbes, 19 Mar. 2025
  • The cost of a credit report or score is even less relevant when looking at overall closing costs.
    — Paul Weinstein Jr., Forbes, 20 Nov. 2024
  • These mortgage loans can sound appealing because closing costs run 2% to 5% of the loan amount.
    — Tim Maxwell, CBS News, 7 Apr. 2026
  • Some programs offer down payment assistance and help with closing costs.
    — Nerdwallet, cleveland, 10 Sep. 2023
  • That’s free enterprise — but Broward would pony up $17 million for the land and closing costs.
    — Sun Sentinel Editorial Board, Sun Sentinel, 15 Apr. 2026
  • Compare both closely and review the closing costs and fees that each comes with to better determine which makes the most sense.
    — Matt Richardson, CBS News, 29 Jan. 2026
  • At the same time, mortgage refinancing comes with closing costs, just as a mortgage purchase does.
    — Matt Richardson, CBS News, 20 Jan. 2026
  • The list of worries includes high interest rates, large closing costs and rising upkeep prices.
    — Daniel De Visé, USA TODAY, 24 July 2024
  • But don't forget about closing costs, too, which are often paid upfront or rolled into the overall mortgage loan.
    — Matt Richardson, CBS News, 2 Mar. 2026
  • And don't discount closing costs, which can impact your final decision.
    — Matt Richardson, CBS News, 27 Jan. 2026
  • The loan, which can be used for a down payment and closing costs, is structured as a second mortgage, which means it isn’t repaid month by month.
    — Karen Garcia, Los Angeles Times, 8 Apr. 2023
  • The loans, which can be used for down payments and closing costs, are structured as a second mortgage, which means they aren’t repaid month by month.
    — Jon Healey, Los Angeles Times, 5 Sep. 2023
  • There are no closing costs, minimum draws or prepayment penalties.
    — Kelsey Neubauer, CNBC, 18 Sep. 2025
  • One is lowering closing costs for homebuyers.
    — Giulia Carbonaro, MSNBC Newsweek, 19 Sep. 2025
  • With that money, Munoz was able not only to put more money down, but also to buy down her rate a bit and have more left over for closing costs.
    — Andrea Riquier, USA TODAY, 13 Mar. 2025
  • This can be helpful for those who don't have a ton of cash — or can't afford to cough up much for closing costs and fees in today's rising-cost market.
    — Aly J Yale, CBS News, 26 Jan. 2026

Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'closing costs.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

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